An applicant's written request to issue a policy based on information supplied is called

• A. A claim form
• B. A premium quote
• C. An application
• D. A rider

Answer: (C)

The written request to issue a policy based on information supplied is called an application. This document collects the applicant’s details, health history, financial information, and other risk-related data that the insurer uses to decide whether to issue coverage and at what terms. If the insurer approves, the policy is issued, and the information in the application often becomes part of the contract. A claim form is used after a loss to report a claim, a premium quote is an estimated cost provided before coverage is issued, and a rider is an add-on that modifies or extends the policy. The application is the formal request that starts the underwriting and issuance process.