In addition to an attending physician's report, what will also be requested?

• A. Medical Information Bureau (MIB)
• B. A credit report
• C. A driving history
• D. A social media check

Answer: (A)

In medical underwriting, the underwriter uses both the attending physician's report and an MIB report to verify health information and ensure consistency. The Medical Information Bureau gathers medical data from doctors and insurers to flag any discrepancies or undisclosed conditions, helping to prevent misrepresentation and speed up the evaluation. The applicant provides consent for this data sharing, and the MIB helps confirm the medical details you’ve provided without revealing unrelated personal data.

Credit reports, driving history, or a social media check aren’t standard parts of the medical underwriting process, and they don’t serve the same purpose of verifying health information with medical-record data.