The notice to the applicant informs that a credit report will be ordered and what else?

• A. Other Health Insurance Previously Applied For
• B. The Policy Is Issued Immediately
• C. Premiums Are Waived If Health Improves
• D. No Medical Exam Needed

Answer: (A)

When underwriters order a credit report as part of evaluating an applicant, the notice they give must also inform the applicant that information about other health insurance applications previously filed may be obtained. This reflects how underwriting can consider related health insurance activity to assess insurability and prevent misrepresentation or coverage duplication. The emphasis is on transparency about what information may be used in the decision rather than on how the policy will be issued, medical exam requirements, or premium terms, which are separate considerations.