What best describes an Attending Physician's Statement (APS)?

• A. A summary of the applicant's current financial status
• B. A report generated by a paramedical examiner
• C. The statement from a medical practitioner who treated the applicant for a prior medical problem
• D. A document listing all medications the applicant has ever taken

Answer: (C)

An Attending Physician's Statement is a document provided by the medical professional who treated the applicant for a specific condition. It gives the insurer detailed clinical input—diagnosis, treatment to date, current status, medications related to that condition, and the physician’s prognosis. This firsthand medical perspective helps underwriters assess the risk more accurately than a routine exam or questionnaire, especially when there’s a history of illness that could affect future health. It’s not a general financial summary, it isn’t produced by a paramedical examiner, and it isn’t a broad list of every medication ever taken; it’s focused on the relevant medical issue and how it’s being managed.