Which party would most likely perform a paramedical exam?

• A. A licensed physician
• B. A hospital administrator
• C. A paramedic or registered nurse
• D. A laboratory technologist

Answer: (C)

Paramedical exams are usually carried out by frontline clinical staff who can quickly gather medical information and perform a focused assessment. A paramedic or registered nurse is trained to interview the person, record medical history, measure vital signs, conduct a basic physical check, and collect specimens (like blood or urine) as part of a standardized process. This setup lets underwriters obtain a reliable snapshot of health without requiring a full physician visit, making the exam efficient and cost-effective. A licensed physician could conduct such an exam but is less typical for routine underwriting due to cost and scheduling. A hospital administrator isn’t involved in performing clinical exams, and a laboratory technologist specializes in lab tests rather than evaluating overall health at the point of exam.