Who needs to sign the application?

• A. Proposed Insured
• B. Policy Owner (If Different)
• C. Agent Who Solicits The Insurance
• D. All Of The Above

Answer: (D)

Signing the application is about obtaining the necessary consent and accountability to bind the policy. The proposed insured must sign to confirm information about health and to agree to the coverage terms. If the policy owner is someone other than the proposed insured, that person also signs to authorize the policy and reflect ownership. The agent who solicited the insurance signs to certify they presented the form and assisted with the application. Because each of these signatures plays a crucial role in completing and binding the contract, all of the above is the correct choice.